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From: guiness.stout (guinness.stoutgmail.com)
Date: Thu Jan 17 2008 - 07:55:32 CST
So uh, this forum is completely unmoderated now?
On Jan 17, 2008 2:45 AM, william romsay <williamromsaygmail.com> wrote:
> Liba Cohn, Cruise Insurance -- What if You Get Sick on the Ship? Tips from
> Industry Expert Travel Insurance Services
> Liba Cohn
> Liba Lyustiger
> Lillian Sarah Lyustiger
> lillian sarah cohn
> sara lyustiger
> natalija lyustiger
> cohn lyustiger
> sarah lyustiger
> Walnut Creek, CA (PRWEB) March 1, 2007 -- Cruises are great. Get on board
> and enjoy the scenic ports of call, entertainment, pampering, and incredible
> food. That is usually the case. But according to Travel Insurance Services,
> specialists in travel-related insurance plans for over thirty years, cruise
> passengers get hurt or sick often enough that they should be prepared for
> the possibility. This can include having cruise travel insurance that covers
> illness, injury and medical evacuation.
> A University of Texas study showed that four in 100 passengers visited
> shipboard infirmaries, 18% for injuries and 69% for medical conditions. The
> study found similarities between conditions that happen on cruises and those
> treated at land-based emergency rooms.
> More than Sunburns and Hangovers
> Cruise lines do have medical care available on board, but many travelers
> don't realize the variety and seriousness of conditions cruise doctors and
> nurses see. Most people mistakenly think "cruise line medicine consists of
> treating sunburns and hangovers," stated Sally van Boheemen, RN and Director
> of Holland America Line's Fleet Medical Operations. "While those ailments
> certainly do occur, they are not what keeps ships' medical centres busy."
> Conditions can include traveler's diarrhea, a sprained ankle, a broken hip,
> a stroke, a heart attack or something even more serious. According to the
> Texas study: "The most common diagnosis was respiratory tract infection
> (29%); and 11% of patients had a serious or potentially life-threatening
> Get Current on Your Immunizations
> The US Centers for Disease Control and Prevention (CDC) states "the
> diversity of passengers and crew members on a typical large cruise ship also
> means diverse background in health and immunization status, medical and
> public health tendencies and behavior, and potential for disease exposure."
> The CDC therefore recommends that cruise travelers be up to date for their
> "routinely recommended age- and medical condition- specific immunizations."
> Be Sure to Have Coverage for Medical Expense and Evacuation
> Passengers often need to leave a ship for medical reasons. In 2000, Holland
> America Line alone had 600 medical disembarkations. Sometimes passengers can
> disembark for treatment at a scheduled port or by the ship returning to a
> port; but other times a specially equipped medical helicopter or air
> ambulance is needed. That medical evacuation expense can range from $5,000 -
> $50,000 or more, and may not be covered in a passenger's stateside health
> insurance plan.
> Travelers should check the coverage of their current health plan. Does it
> cover them for medical expenses throughout their trip, including travel
> outside their country? Does it pay for medical evacuation? If not, they
> should find a short-term travel health insurance that will provide coverage.
> Travel Insurance Services (TIS) has developed affordable cruise travel
> insurance plans to meet these needs. Plans like InterMedical Insurance and
> Travel Insurance Select include benefits for medical expenses and emergency
> medical evacuation. Each plan also includes 24-hour, multilingual worldwide
> emergency assistance, that helps to organize emergency medical
> transportation, provides medical care location service, monitors medical
> cases, communicates treatments to physicians back home and delivers
> emergency messages to family and friends.
> Travel Insurance Services (TIS) is a USI Affinity Company () a division of
> USI Holdings Corporation (USI). TIS is a nationwide insurance brokerage that
> has met the insurance needs of travelers for 33 years. It develops, markets
> and administers travel insurance and international medical policies for
> individuals, families, groups and businesses. For more information about the
> company and its products, visit travelinsure.com. USI is a leading
> distributor of insurance and financial products and services to businesses
> throughout the United States. USI is headquartered in Briarcliff Manor,
> N.Y., and operates out of 66 offices in 18 states,
> Full-Disclosure - We believe in it.
> Charter: http://lists.grok.org.uk/full-disclosure-charter.html
> Hosted and sponsored by Secunia - http://secunia.com/
Full-Disclosure - We believe in it.
Hosted and sponsored by Secunia - http://secunia.com/